Buying a house can be an overwhelming experience for anyone, but if you are a first time buyer, it can be especially daunting.
For your first house purchase, you need to be sure that you have the best possible help and advice from fully trained professionals. Whilst sometimes a stressful time, it is also hugely exciting and we will be with you every step of the way to make sure that the process is as smooth as possible.
Stress Free
If you’re buying a home as a First Time Buyer in Stockport, the process may leave you with feelings of anxiety, concern or uncertainty. It’s understandable, as this is something entirely new for you. But, rest assured that our team is here to put your mind at ease and take as much of the stress away as possible. As a Mortgage Broker in Stockport, we have helped many First Time Buyers into their first home. We have a team of experienced mortgage advisors who always do their best to work to provide the highest levels of service.
We aim to ensure that becoming a First Time Homeowner can become a reality with as little issues as possible, and be here to answer any questions you may have along the way.
If you are uncertain of your eligibility but looking to take out a mortgage to purchase your first home, then speaking with one of our Mortgage Advisors will be beneficial.
While applying for a mortgage, the lender will look at your affordability. This will include your annual salary and any other income you have, along with your financial commitments and credit history, all contributing to how much you can borrow for a mortgage. Most importantly, a lender needs to know that you can manage your finances responsibly.
Your deposit will also have an impact on the mortgages that are available to you - the larger your deposit, the more attractive your options become.
As a Mortgage Broker in Stockport, our devoted team will search across the market to find the most suitable mortgage for you based on your circumstances. We have a wide knowledge of the various lender’s criteria, and we utilise this knowledge to recommend the most suitable mortgage for you. It’s always a good idea to have obtained a Mortgage Decision in Principle ahead of time, as this often becomes very useful for when you are ready to make an offer. Our team can usually help get this turned around and back to you the same day.